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Robin Cookie chase can use any bureau they want. However, they usually pull from Experian, and sometimes depending where you live, from another. Now, Experian FICO is current, they are the bureau. The reason you probably saw a lower score, but you still got approved, Chase had Not received the updated score from them. This happens regularly with my Discover card. If you look at the app it should tell you the last time the score was updated. Trust in the score provided by Experian vs a third party app. Believe me, Chase is Not going to give anyone a Sapphire with a 670. Enjoy your new card
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