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Hello @ASKSEBBY I am a professional singer and actress. I have been booked on some upcoming concerts ( myself and pianist or myself and 4 piece band) but recently I have been introduced to the "orchestra world". in this genre one has to have charts for 30 piece orchestra. I have been considering getting a loan or charge card to invest in getting my personal orchestral charts produced so that I may be booked on the higher paying and higher quality events with orchestras. I feel that I may fit into the category you mentioned regarding the photographer who purchases equipment for an upcoming shoot. he makes the money back in continued upgrade of his work with additional shoots. I know that I won't be able to have my concert hired in orchestral halls if I don't have charts for 30 piece orchestra. 4 piece band basic lead sheets just wont cut it. I just want to be sure I'm making the right decision. Any advise for someone in the arts? FYI i paid off my student loans on my first Broadway tour.